Empower the digitalisation of your loan subscription and management activities, unlock new sources of revenue creation, and build lending experiences that your customers will love.
"The modernity of the technological base and the business expertise of the team are two essential factors for successfully addressing the challenges of credit distribution in the next decade."
Thibaut Ravisé
CEO
"TheLoanFactory solution has a great capacity of customization which requires a good level of expertise on the platform configuration. Thanks to the support of the project team, which is available and responsive, different workflows have been configured to meet our strategic development ambitions."
Laurent Bourguignat
Director of Strategic Development and Partnerships
Build the lending platform of the future in a heartbeat by configuring performing front-end, middle-office, back-office and servicing workflows, all in one place.
Whether you are looking to replace your current legacy system, to start a new activity, or somewhere in between, discover our solutions here
Circeo delivers a white-labelled turnkey Core Lending Platform, covering distribution, subscription and servicing activities, tailor-made to your needs. Define your scope, go live, and gain full autonomy to continuously improve, adapt, and scale your activities like never before.
Learn more about tailor-made solutionsConfigure through graphical interfaces andarisk-specialised BPMN edior, without writing lines of code.
Apply risk-based pricing, counter proposals in case of refusal related to borrower’s solvency.
Configure scoring and decision strategies such as champion challenger, risk-based pricing, scorecards, alerts, and more through a powerful BPMN editor.
Set up score, rules, budget solvency, Credit Bureau, AML/PEP and external databases checks, open banking, etc.
Define and automate supporting document alerts according to risk profiles.
Support for E-KYC functions through off-the-shelf integrated third-party services.
For processing and transformation of raw financial transactions into meaningful ratios, real-time estimation of borrower’s affordability and risk, open banking score model, credit rules and underwriter dashboard.
Define configurable actions for underwriting. Document verification functions and integration with third-party services for automated verification.
May 2023
Leveraging the major innovation in credit risk and creditworthiness analysis driven by open banking, Circeo offers the "Blitz" solution, a fully digital, real-time mobile loan application process tha...
April 2023
In response to the gradual growth of online car sales in Europe, Circeo has developed CarFinXpress; a solution to enable the financing of these purchases, online and in real time, in the form of a co...
May 2022
Migrating to a Cloud-based platform and/or Core Lending System (CLS) has become a trend among financial entities. The transition offers many benefits such as increased efficiency, faster loan approva...
